Buy now and Pay in 3
Time and flexibility are on your side. Manage your budget and break the interest-free payments up over 2 months.
Pay in 3 is an unregulated credit agreement, meaning you have fewer protections compared to a regulated credit agreement. Before proceeding, carefully assess whether the purchase is affordable and how you’ll manage the repayments. Keep in mind the potential consequences of using Pay in 3 and missing payments, such as making other borrowing more difficult or costly. You may find our Spend Smarter Guide helpful. For full product terms, please refer to our T&C’s page.
Flexibility to pay the way that works for you.
1 No
late fees
With Pay in 3, there’s no interest, no late fees or setup fees.
2 Widely available
Shop at your favourite K9 grass brand and enjoy paying later.
3 Quick
decision
You won’t have to wait long to see if you’re approved.
4 Backed by
PayPal
Your eligible purchases are covered by the same security and Buyer Protection you already enjoy from PayPal.
Get to know Pay in 3
It’s effortless to manage your plans.
Make the first payment at the time of purchase and make two more payments on the same date each month. Split your purchases of between £30 and £2,000 into 3 interest-free payments without late fees.
| Purchase amount | £30-£2000 |
| Number of payments | 3 interest-free payments |
| Time between payments | First payment is made at the point of eligible purchase with the next two payments made automatically on the same date over two months. |
| Repayment method | Debit card, or confirmed bank account |
| Buyer Protection2 | Included on eligible purchases |
| Sign-up and late fees | None |